Step 2 of 3
House Hack Calculator
Plug in your numbers below to see if a home with income potential could fit your budget. These are estimates — your lender will give you exact figures.
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What you think you'd pay for the home.
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VA can be $0. FHA ~3.5%. Conventional 5%+.
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A guess is fine — your lender will give exact.
Most buyers choose 30 years.
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Use $0 if no HOA.
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Power, water, internet — what you'd pay.
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Room rent, guest suite, duplex unit, family contribution.
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What you'd feel good paying each month.
HomeHack Potential
80
/ 100
Strong fit — this home could really pay for itself.
Payment before income
$3,122
Rental / contribution
- $1,600
Net monthly cost
$1,522
vs. comfort payment
-$678
What this means
- Your full housing cost before income would be about $3,122/mo — mortgage, taxes, insurance, HOA, and utilities combined.
- Rental or contribution income of $1,600 brings your net cost down to $1,522/mo.
- That's $678/mo below your comfortable payment of $2,200. You'd have breathing room each month.
Haven't taken the quiz yet? Take it first for a more accurate score.